Got Ideas On How We Can Improve?By All Means; Let Us Know. 

Chinese (Simplified) ZH-CN Dutch NL English EN French FR Italian IT Portuguese PT Spanish ES


First-Hand Finance Info

Important wealth secrets

tyfghyjgbbjkbkjb

Money is power. It can also be a paramount source of happiness and a vital entity for some individuals. Financial gurus can provide you with numerous secrets to become a wealthy person, but the catch to the “get rich soon “equation is just a law of attraction. On the contrary, some individuals jeopardize their lives by being so money hungry that it results in harming and destroying themselves and other people. Even though a healthy monetary asset is necessary in order to survive in this world, it also requires a comprehensive understanding of how the money game works. Below are some wealth secrets that will enhance your income:

Acceptance

ghvjhbhjbjhvhjvj

First, in order to understand the game, it is important that you acknowledge the universal truth, which is to make a lot of money. Once your mindset has changed, you can work towards making your first million. Coming up with smaller and achievable goals can assist you to get focused.

Do not be negative about it

Secondly, do not say words such as “I am poor.” Perceiving yourself as a rich man can attract lots of resources. It is important to possess an empowering mindset, which says; through hard work and my mental capacity I can achieve anything. The first individual you should be able to convince in this situation is yourself.

Take your wealth as a responsibility

For instance generating wealth and jobs for others will enable you to create wealth for yourself also. Additionally, you will also be responsible for your employees, stakeholders, and family. Bringing a positive contribution to the society is made possible only when you simultaneously have more than a single income stream.

Find a mentor

Stay in the company of like-minded friends and family members who are passionate about wealth as you are. Finding an industry mentor is the best favor you can do for yourself. Some of the brilliant teachers of life lessons are these mentors. Having like-minded friends enables you to create an aura of success around yourself.

Make a good use of all the resources that you have

grdhgvghvhgjvThe best resource that you can have at your disposal is time. It is an incalculable resource. Time is everywhere, and you might have a lot of it, but you should know how to spend it wisely. Financial resources are closely associated with time, so we must not waste it. You can come up with smart time management principles. If you are productive in the morning, then you should allocate time-consuming tasks to this time of the day.

How to pay off your student loans sooner

fghgfvhjbjkbvjhbkb

After getting done with graduation, a lot of people make clearing their student loans their greatest priority. Unfortunately, what some of them come to realize is that, as it often happens, life will throw them some setbacks like medical emergencies, job loss, and divorce which will push them to change their priorities. In such instances paying off college, loans can often end up at the last position of their priorities. However ignoring this loans is the worst action you can take. Depending on the loan’s interest rate, what was once an affordable loan can develop into an unaffordable one after a given period. Below are some tips that can help you to pay off your student loan sooner:

Ensure that you read the fine print

ytftyfyjhgvjhvjhv

You have to read your loan agreement because being aware of certain details before a problem crops up will give you adequate time to get in touch with your lender and sort out the issue without problems. For instance, if the interest rate on your loan rises, it can lead to your monthly payment becoming more expensive. If you know ahead of time that your payment is about to hike to an amount that you will not afford, you can contact your lender and renegotiate the terms of your loan so that your payment continues being affordable.

 

Avoid skipping payments

If you are not able to afford your payments, do not simply skip them. You should contact your lender and talk about your options, such as forbearance or lowering your monthly payment amount.

Look at student loan forgiveness like a myth

Aside from a case whereby a private lender scammed an individual, usually, people must fully pay their student loans in full. If anyone thinks that they do not have to clear their student loans, then they are just allowing their student loan debt to rise to unaffordable proportions. Some individuals can let this happen because they think that it does not matter since they believe that their loan will be forgiven in the long run. However, when they realize that are wrong, it can be too late.

Student loan debt is an issue that is not going away anytime soon

hvhjghjvghchgcghIn the United States, the former President Barack Obama considered the student loan debt crisis as a crucial matter that he continued to work on solving even when his time in office was coming to an end. Before exiting the Oval Office, he put in place protections that prevented debt collection firms from charging high fees on student loans that have been defaulted.

NBD

National Bank for Development (NBD) was incorporated in June 1980 as a Commercial Bank with a capital of L.E 50 million. NBD’s Authorized Capital has been raised to L.E. 500 million and the paid up capital to L.E 281.9 million. NBD participated in the economic development operations in Egypt on the private sector’s level through establishing and financing development projects in

 

 

different economic sectors. The Bank started its activities with 13 branches out of which two were Islamic. Towards the implementation of regional development goal on both the social and economic levels, the NBD established 16 regional banks distributed among the different governorates. In 1993 all regional banks merged with NBD which is currently providing its banking services through 68 Commercial Branches out of which 19 are Islamic branches

 

NBD & SAIB to launch a new Islamic fund.
One of the largest Emirate financial institutions offers the acquisition of NBD
NBD transferred Itsa Branch .
NBD transferred Demiatta Islamic Branch.
NBD Opened a new branch in Fakous City
NBD opens five new Microfinance units.
Strategic Alliance between NBD & CIL.
Loan Funding Agreement ( NBD & SFD).
Loan Funding Agreement ( NBD & CIB).
New Saving Certificate.

 

 

NBD was the first bank in Egypt to enter the field of Microfinance seventeen years ago.

NBD has maintained a successful track record in this vital, lucrative domain over the years.
Renowned international organizations

such as The World Bank and UNDP have recognized the Bank as a role model in the field.

 

 

A Strategic Alliance Agreement with the Commercial International Life Insurance Company (CIL) has been executed recently, allowing NBD to offer a full range of insurance products and services
through its various branches and thus tapping the Bank Assurance market.